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The replacement value of a property includes the price of construction, i.e. the purchase of new property (insurance object) in the place where it is located. Replacement Value Insurance guarantees reimbursement of all costs of restoration of items at their new values on the day of damage or destruction.
They can be extended to all unnamed dangers. Extending the standard coverage provides complete protection of the company's assets and business operations.
No, the All Risk policy is intended exclusively for companies that have a slightly larger business scope.