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Disaster preparedness for private homes

Winter conditions

Planning ahead

Planning ahead and regular maintenance are key to preventing damage, especially from water, storms, and hail, which are among the most common causes of property damage in winter.

Here are some tips:

  • Have a professional plumber inspect pipe joints for leaks. Pay attention to hidden connections, such as those on dishwashers and washing machines, and watch for green discoloration on copper pipes – this may indicate a leak. Give special attention to plastic fittings, as they wear out faster than metal ones.

  • Check insulation to protect pipes from freezing, especially those located outside the building.

  • Regularly clean gutters and drainage pipes to prevent flooding.

  • Occasionally check the main water shut-off valve to ensure it does not get stuck.

  • Regularly inspect the water tank valve for signs of wear.

  • During strong winds, secure loose outdoor items, such as garden furniture, to prevent them from being damaged or causing damage. Also, ensure garage doors are properly closed and secured.

  • After heavy snowfall, remove snow from the roof to prevent damage from snow load. Only remove snow from solar panels and photovoltaic installations when necessary.

 

If you plan to leave your home empty for an extended period during winter, consider the following:

  • Do not lower the temperature too much. While this may save on heating, you risk freezing your pipes. Keep central heating at around 15°C (59°F) to prevent water in the pipes from freezing.

  • Alternatively, if you will be away for a long time, consider draining the water from the pipes. If you choose this option, seek professional advice.

  • Insulate pipes in unheated areas, such as attics and, if possible, under floors, using high-quality insulation.

  • Ask someone to periodically check your home and inspect the main water shut-off valve to prevent leaks.

If you suspect your pipes have frozen, here’s what you can do:

  • Turn off the main water shut-off valve.

  • Remove furniture and items from areas that could be damaged by water.

  • Open the nearest faucet and gently warm the pipe using a hairdryer or hot water bottles, starting from the end closest to the faucet.

  • While pipes may burst when frozen, damage usually becomes visible only after they thaw.

If you notice a burst pipe:

  • Turn off the main water shut-off valve and drain the system by opening faucets in the bathroom and kitchen.

  • Seek professional help.

Floods and storms

Planning ahead can reduce the risk of home damage during floods and storms. Here are some steps you can take if a flood or storm is forecasted.

Planning ahead

Create an emergency plan for yourself and your family – know what to do and who to contact in case of a flood.
  • Prepare a “flood kit” with a battery-powered flashlight, first aid supplies, warm clothing, blankets, drinking water, and a fully charged mobile phone.

  • Store insurance documents and important contacts in a safe, dry place.

  • Subscribe to early weather warning services, if available.

  • Follow local news or websites to get the latest flood information.

  • If a flood is imminent, move your vehicle to a safer location, but never start the engine if the vehicle is already submerged.

  • Move belongings from lower floors to higher ones, but do not risk your safety.

  • Be prepared to turn off gas, electricity, and water at the main switches.

  • Prepare sandbags to block doors.

  • Follow the advice of authorities and obey evacuation instructions.

  • Even a small amount of water can knock you off your feet.

  • Contact your insurer as soon as you notice damage and document it with photos.

  • Check the condition of your roof, repair any loose tiles, and ensure there are no leaks.

  • Remove garden furniture and any other items that could cause damage in strong winds.

  • Trim tree branches that could damage your home during high winds.

  • Secure doors, windows, fences, and sheds.

  • Install lightning rods and surge protection systems in your home.

  • Install surge protectors in your electrical panel to protect computers and other devices.

  • Before going on vacation, it’s best to turn off all electrical appliances. Even devices on standby can cause short circuits and fires.

  • Prepare an emergency kit with basic supplies and keep your mobile phone fully charged.

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